• Nov 19th 2024

5 Reasons We’re in a Buyer’s Housing Market

Our latest blog a real-time perspective on property prices and key trends shaping the housing market. If you’re planning to move soon, here’s what these trends might mean for you. The autumn selling season is one of the busiest times of the year ... more

  • Nov 8th 2024

Bank of England Cuts Base Rate by 0.25%: What Does This Means for Mortgages?

The Bank of England has lowered its base rate to 4.75% following a fall in UK inflation below the Bank’s 2% target for the first time in over three years. What Has Happened to the Base Rate? The Bank’s Monetary Policy Committee (MPC) voted 8-1 ... more

  • Nov 4th 2024

Impact of the Autumn Budget on the Housing Market

Overview: The Autumn Budget introduces significant changes for property buyers, investors, and the affordable housing sector. Stamp duty on second homes has increased, while relief remains in place for first-time buyers and home movers until April 2025. ... more

  • Nov 2nd 2024

UK Autumn Budget 2024: What You Need to Know About the Latest Tax Changes

The UK government’s 2024 Autumn Budget, labelled as a “Budget for Growth,” introduced substantial tax reforms, including higher National Insurance Contributions, adjustments to Inheritance Tax, and significant changes affecting Capital Gains and ... more

  • Oct 29th 2024

Are Mixed-Tenure Developments the Future of UK Housebuilding?

Confidence in the UK development land market is growing, trending back towards pre-pandemic levels of gradual, if cautious, growth. This follows significant price drops last year, with some locations seeing annual declines exceeding 10%, which reversed ... more

  • Oct 17th 2024

Unexpected Drop in UK Inflation Signals Potential Interest Rate Cuts

UK inflation fell to 1.7% in the year leading to September, the lowest in three-and-a-half years. This drop pushes inflation below the Bank of England’s 2% target, setting the stage for potential interest rate cuts. Lower airfares and fuel prices ... more

  • Oct 9th 2024

UK House Prices Continue Climbing for Third Consecutive Month, Approaching Record High

UK house prices rose for the third month in a row in September, coming within £100 of a record high. The increase was supported by rising wages and a reduction in interest rates, which have made mortgages more affordable for some homebuyers, according ... more

  • Oct 2nd 2024

Busy Start to the Autumn Home-Selling Season

Autumn is an important time for the property market, as many people return from summer holidays and start considering a new home. After a quieter 2023, where rising mortgage rates and persistent inflation led some to postpone moving, we are now seeing ... more

  • Sep 24th 2024

Nationwide Offers Mortgages Up to Six Times Income for First-Time Buyers

Nationwide has announced a new mortgage offer aimed specifically at first-time buyers. Starting this week, the UK's largest building society will allow new borrowers to request a mortgage of up to six times their income, provided they can put down ... more